Company Management:

The Velocity management team comprises a small group of highly experienced collections, legal and finance professionals who have been working together since 2003.


Jack C. Kleinert
Chief Executive Officer

Jack Kleinert earned a Bachelor of Science degree in Chemical Engineering from Princeton University in 1981. From 1982 to 1997 Mr. Kleinert was employed by Goldman Sachs trading municipal products. He was appointed head of the Municipal Trading Desk in 1991 and was elected a general partner in 1994. In 1997 he retired from Goldman Sachs and became a limited partner. Prior to co-founding Velocity, Mr. Kleinert was engaged in several entrepreneurial business ventures.


James J. Mastriani, Esq.
President / Chief Operating Officer

Mr. Mastriani earned a Bachelor of Arts degree in 1992 from Georgetown University and graduated from the Seton Hall University School of Law in 1997. After graduating from law school, Mr. Mastriani was in-house counsel for SBC Warburg Dillon Read Inc., providing legal advice and transaction support to the broker-dealer subsidiary of Swiss Bank Corporation. From 1998 to 2004, Mr. Mastriani practiced at the New York office of international law firm Skadden, Arps, Slate, Meagher and Flom LLP, where he was responsible for providing legal and regulatory advice to clients in the financial services and consumer finance industries.


W. Peter Ragan, Jr., Esq.

Peter Ragan earned a Bachelor of Science in Management and Marketing from Manhattan College 1992 and graduated, cum laude, from the Seton Hall University School of Law in May of 1996. In 2001, Mr. Ragan received a Masters Degree in Business Administration from Monmouth University. After Mr. Ragan’s graduation from Seton Hall he was employed by Blankenhorn & Ragan, PC as a litigation associate. He has handled cases involving creditor’s rights, collection and bankruptcy litigation practice. In May of 1998, Mr. Ragan became a partner in the firm Ragan & Ragan, P.C. and now manages Ragan & Ragan, P.C.’s volume collection practice. Mr. Ragan is a member of the New York and New Jersey State Bars and is also admitted to practice before the United States District of New Jersey, the United States District Court for the Southern District of New York, and the United States Third Circuit Court of Appeals. Mr. Ragan is a Velocity co-founder.



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